Take Your Next Big Step with an Affordable Personal Loan

No collateral 

required, and no 

prepayment penalty

Flexible terms 

up to 60 months for easy, manageable payments

Loans up to $25,000 

with rates as low as 9.99% APR*

With Philadelphia Federal Credit Union’s Personal Loans, you can access the funds you need—quickly and easily. Take advantage of low, fixed rates. Whether it’s consolidating other loans or covering an unexpected expense, we make it simple to borrow what you need, with no collateral required and no prepayment penalties.

View your rate

No complicated process — just fill out a few questions and see your rate.

Receive your funds

Borrow from $500 to $25,000 with up to 60 months to repay.

Set up your loan terms

Sign on the bottom line and get access to your money — it’s that simple!

* APR = Annual Percentage Rate. Rate reflects all possible discounts. This is the credit union’s best rate. The available terms are subject to change without notice. Offer excludes all loans already financed at PFCU. Rates as low as 9.99% APR for terms up to 60 months. For each $1,000 borrowed over a term of 60 months, pay approximately $21.24 a month. Rate and approved loan amount may vary depending on each borrower’s credit history/eligibility, underwriting criteria and market conditions. Offer of credit is subject to credit approval.

Philadelphia Federal Credit Union
12800 Townsend Rd. Philadelphia, PA 19154